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Plan Details

For your Domestic Help
AED 570
In case your Domestic Helper earns more than AED 4,000, please refer to the price grid below.

For Employees and their Dependents
If you earn less than AED 4,000
AED 570

If you earn more than AED 4,000

Ageband	Self/Employee		Dependents
Ageband	Male	Female	Male	Female
0 - 17	1658	1517	1658	1517
18 - 40	1117	2927	1117	2927
41 - 59	2524	2911	2524	2911
60 - 65	5275	5275	5275	5275
66 - 70	5755	5755	5755	5755
71 - 75	7317	7317	7317	7317
76 - 80	8776	8776	8776	8776
81 - 85	10527	10527	10527	10527
>85	12628	12628	12628	12628

* The above premiums are for illustrative purpose and are subject to adjustment/ medical underwriting.

Covers	Details
Annual Benefit Limit	AED 150,000
Geographical Area of coverage/ Territorial Limits Basic Health Services:	Emirate of Dubai
Emergency medical treatment (including Ambulance services)	UAE only (Across all emirates)
Co-insurance	20% for in-patient, laboratory & out-patient services 30% for pharmacy 0% for emergency
Direct Billing Network	Subject to ongoing changes. Available online at www.sukoon.com Over 500 hospitals / clinics and 1,400 pharmacies.
Pre-existing & Chronic conditions	Waiting period of 6 months. Waiting period does not apply for members who were previously insured, subject to proof of previous medical insurance cover.
Maternity	Normal Delivery: AED 7,000 Medically necessary C-Section, abortion and other maternity complications: AED 10,000 10% co-insurance applicable on all services. Maternity complications, if leading to emergency, are covered up to the annual limit. Waiting period on pre-existing condition does not apply to maternity.

Healthcare services which are not medically necessary.
All expenses relating to dental treatment, dental prostheses, and orthodontic treatments.
Healthcare services that are not performed by Authorized Healthcare Service Providers.
Health services and supplies for smoking cessation programs and the treatment of nicotine addiction.
Costs associated with hearing tests, vision corrections, prosthetic devices or hearing and vision aids.
Mental Health diseases, both out-patient and in-patient treatments, unless it is an emergency condition.
Healthcare services and treatments by acupuncture, acupressure, hypnotism, massage therapy, aromatherapy, ozone therapy, homeopathic treatments, and all forms of treatment by alternative medicine.

Please click here to download our complete list of Covers and Exclusions.

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