Oman Insurance Company (PSC), or OIC, is one of the leading insurance solutions providers in the Middle East, headquartered in Dubai, UAE. OIC has 15 branches including the Head Office-Operational Branch and a strong presence in every Emirate in the UAE, the Sultanate of Oman and Qatar.
Established in 1975, OIC today is a financially sound and professionally managed organization. The company is rated ‘A Excellent’ by AM Best and ‘A- Stable’ by Standard & Poor's, supported by leading reinsurers like Swiss Re, Munich Re, Allianz and Arig.
The company practices true customer-focused service through its quality products, underwriting all types of risks in General, Life and Health Insurance, often going that extra mile to tailor make special covers based on specific customer needs. OIC provides a complete range of insurance solutions from Life, Health, Motor and Personal Lines to covers for medium to large industrial and commercial enterprises; and Energy, Marine and Construction sectors. To achieve this end, it has employed qualified and experienced professionals who are specialists in these respective industries.
We make motor insurance simple
Getting a car insurance is not just required by law, but a responsibility too. If an error of judgment on the road causes people to be injured or property to be damaged, then it is your financial responsibility to set it right. While car insurance doesn’t prevent accidents from happening, it will give you a security cover to help you deal with any kind of accident. Car insurance doesn’t get simpler than this.
There are two types of covers available under Motor Insurance:
Third Party Liability and Loss & Damage or Comprehensive Motor Insurance plan and
Third Party Liability (Section One)
In addition to the normal covers, the following covers can also be availed under comprehensive policies:
Personal Accident Benefit cover for driver and Passengers up to limit of AED.200,000/-
Third Party Property Damage up to AED 3,500,000
Agency Repair up to 3 years (subject to previous loss record)
Emergency Medical Expenses cover up to AED 5,000/- per person
Personal Effects up to AED 2,500/-
Windscreen cover up to the limit of AED 3,000/- with NIL excess
Extension to whole state of Sultanate of Oman for private vehicles (double excess)
Off Road Coverage for 4WD vehicles excluding safari activities
24*7 Road Side Assistance
Roadside emergencies never happen at a convenient time, and there are few things worse than being stranded by the side of the road with no help in sight. Roadside assistance allows you to drive with the confidence that you can get help, regardless of where or when you run into problems. The Assistance Program will provide peace of mind for common roadside emergencies, including towing, tire changes, gasoline delivery, breakdown, lock-out assistance and dead battery services.
The emergency service is rendered throughout UAE and GCC 24 hours a day, 365 days a year. The way in which you are assisted depends on the cover you have in your motor insurance policy. AssistPal is a free exclusive smartphone app for Oman Insurance motor insurance customers. It allows you to instantly request assistance services when you are victim of a car breakdown in a simple and convenient way. Just make a request, and our service provider will automatically detect your precise location, dispatch the closest responder and confirm that help is on the way.
AssistPal is available right now from the Apple App Store and Google Play. Download the free app today for an added level of safety and convenience on the road.